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UPI - Unified Payments Interface

UPI or Unified Payments Interface is an immediate real-time payment system that helps in instantly transferring the funds between the two bank accounts through a mobile platform. Hence, UPI is a concept that allows multiple bank accounts to get into a single mobile application.


UPI can be done through


  • Third Party App in PayTM
  • Timings : 24 x 7 x 365
  • Fixed Deposite Interest Rates applicable
    W.E.F Dt. : 23-01-2023:

       15 days to 45 days : 3.70% | 46 days to 90 days : 4.50% | 91 days to 179 days : 4.50% | 180 days to below 1 year : 5.75% | 1 year to less than 2 years : 6.75% | 2 years to 3 years: 6.75%|Saving Deposit-All(With Sp. Savings Deposit : 3.25%